Individuals
Facing debt collectors, credit bureaus, insurance denials, or government agency actions that affect your rights.
Debt collection disputesCredit report errorsInsurance claim denialsSocial Security appeals
About 28Solutio
We help individuals and businesses respond to administrative actions from companies and government agencies. Our AI-powered platform ensures proper procedures are followed, deadlines are met, and your rights are protected.
Built on the federal frameworks that protect you
Our story
28Solutio was founded on a simple observation: too many people and businesses are overwhelmed when facing administrative actions. Whether it's a collection letter, an insurance denial, or a notice from a government agency, most people don't know how to respond properly.
Missing a deadline or responding incorrectly can have serious consequences — damaged credit, lost benefits, suspended licenses, mounting fees. We built 28Solutio to level the playing field.
Our AI-powered platform analyzes incoming notices, identifies critical deadlines and legal issues, drafts professional responses, and delivers them via certified mail with tracking. We handle the administrative process so you can focus on what matters.
Our journey
Started building tools to help people fight back against unfair debt and credit reporting
Added AI-powered dispute letter generation — real AI, not templates
Built USPS certified mail in-app so customers never visit the post office
Launched credit lines up to $99K with Denefits financing, reporting to Equifax
Launched AI dispute letters citing FCRA case law and one-click disputes from credit-report uploads
Who we help
We handle administrative disputes with any organization — from debt collectors to federal agencies.
Facing debt collectors, credit bureaus, insurance denials, or government agency actions that affect your rights.
Dealing with regulatory actions, license disputes, tax audits, or contractual enforcement issues.
How it works
Submit your notice or demand letter from any company or agency
Our system identifies issues, deadlines, and required responses
Automatic reminders ensure you never miss a critical date
Professional documents delivered via certified mail with tracking
Our values
Everything we do is driven by our commitment to protecting your rights.
Every response follows proper administrative procedures, protecting your rights at every step.
Whether facing company collections or government actions, you respond with confidence and documentation.
Our system analyzes notices, identifies deadlines, and generates professional responses automatically.
We measure success by disputes resolved, deadlines met, and clients protected from improper actions.
Verified outcomes
Self-represented consumers using 28Solutio to enforce their FCRA and FDCPA rights — with the legal-framework receipts.
“Got 4 negative items removed and a $25K credit line in one month. The dispute letters cited specific FCRA violations I never would have found.”
Self-help workflow used. Outcomes vary.
“Equifax ignored my dispute. 28Solutio generated the small-claims complaint, walked me through service of process, and I won by default. $1,000 statutory damages.”
Self-help workflow used. Outcomes vary.
“I was paying $120/mo to Lexington Law for two years and got nothing. Switched here, did it myself for $28, and saw three accounts disappear in 60 days.”
Self-help workflow used. Outcomes vary.
“The deadline tracker is the killer feature. Every clock running on three bureaus, three creditors. I never had to remember a thing.”
Self-help workflow used. Outcomes vary.
“Filed a federal FCRA case using their packet. Settled for $4,200 plus attorney fees before answer. The complaint was airtight.”
Self-help workflow used. Outcomes vary.
“I run a small repair shop and three customers had collections show up wrong. We disputed them all from one account. Two gone in 30 days.”
Self-help workflow used. Outcomes vary.