Pricing
Start with a letter. Win the whole case. Plans from $28/mo — a single willful violation can carry up to $1,000 in statutory damages.
Plans at a glance
Billed monthly, or ~17% less yearly. Full feature-by-feature breakdown below.
Estimate your cost
Three quick questions and we'll show you the full breakdown — subscription, add-ons, and 12-month cost. No login required.
Subscription plans
All plans include a 7-day free trial. Every subscription includes the documents you need — generated for you, filed by you.
Dispute essentials
then $28/mo + $39 one-time down payment after your trial
Best for individuals starting credit disputes
Most popular
Unlimited disputes + court-ready docs
then $49/mo + $39 one-time down payment after your trial
FCRA statutory damages: $100–$1,000 per willful violation — you keep all of it.
Most popular — full dispute-to-judgment toolkit
For high-volume cases
then $149/mo + $39 one-time down payment after your trial
No credit card required to start
Court filing fees are set by your court and paid directly to the court — we never mark them up.
Compare plans
See exactly what you get with each plan — limits, included credits, and fees.
| Feature | Builder$28/mo | Pro$49/mo | Enterprise$149/mo |
|---|---|---|---|
| AI Dispute Letters Generated | 5/month | Unlimited | Unlimited |
| Dispute Targets | Bureaus, Creditors, Collectors | Bureaus, Creditors, Collectors | Bureaus, Creditors, Collectors |
| Credit Builder Tradeline | Included | Included | Included |
| Equifax Reporting | Included | Included | Included |
| Score Simulator | Included | Included | Included |
| Deadline Tracking | Included | Included | Included |
| Certified Mail Included | Not included | 3/month | 15/month |
| Certified Mail Rate | $9.99/letter | $7.99/letter | $5.99/letter |
| Lawsuit Packet Prepared | Not included | Included | Included |
| Default-Judgment Docs Prepared | Not included | Included | Included |
| Enforcement Docs Prepared (Writ, Abstract) | Not included | Not included | Included |
| Active Cases | 1 | 3 | Unlimited |
No subscription? No problem.
Don't need a full plan? Send a single dispute letter or build credit separately.
Most popular one-time
One AI-generated dispute letter, printed and sent via USPS certified mail with tracking to a bureau, creditor, or collector. No subscription required.
Open a credit-building tradeline that reports every payment to Equifax. Works alongside any plan — or completely standalone.
Payment calculator on the Credit Builder page.
Pricing questions
Plans, billing, and how our document-prep model works.
Start with a free 7-day trial. No credit card required.
Plans from $28/mo + $39 one-time down payment. Cancel anytime.