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FAQ
Our AI reads your credit report, identifies errors and negative items, then writes each letter from scratch using FCRA case law. No templates. Letters go to all 3 bureaus.
The $39 down payment starts your subscription. Builder is $28/mo, Pro is $49/mo, Enterprise is $149/mo. Credit builder tradelines ($300-$99K) are separate and report to Equifax.
Yes. Builder plan: $9.99/letter. Pro plan: 3 free letters/month. Enterprise: 15 free letters/month. We handle printing, mailing, and tracking via USPS.