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28Solutio

Credit repair services, debt consolidation & settlement, and AI-powered legal document automation.

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Debt Consolidation

Owe Six Figures?
Pay 28% and Walk Away.

We assume your entire debt obligation through our certified arbitration partners. One payment. 30-90 days. Debt-free.

Certified Arbitration
International Law Expertise
89% Success Rate
How It Works

Debt Consolidation in 4 Steps

Our arbitration partners handle the entire process. You make one payment and we do the rest.

1

Submit Your Case

Tell us about your debt — amount, creditors, and situation. Free assessment within 24 hours.

2

Case Review

Our arbitration team reviews your creditors, amounts, and creates a resolution strategy.

3

Pay 28%

Make a single payment of 28% of your total debt. We assume the full obligation from there.

4

Debt Resolved

We negotiate with creditors and resolve your accounts. 30-90 days to debt-free.

28%
One-time fee on total debt
  • We assume your entire debt — you owe nothing more
  • $100,000 minimum qualifying debt
  • Single payment — no recurring charges
  • All collection calls and letters stopped
  • Resolution in 30-90 days
  • 89% success rate across all cases
  • Powered by certified international arbitration professionals
  • Flexible financing available via Denefits (0% interest)
Example: You owe $200K → Pay $56,000 → We handle the rest → Debt-free in 60 days
Credit bureau reporting errors?

If your issue is inaccurate credit reporting (not debt owed), use Sue Smart to dispute errors and sue credit bureaus for FCRA violations.

Free Assessment

Do You Qualify?

Answer a few quick questions about your debt. We'll assess your case for free within 24 hours.

Step 1 of 5

Tell us about your debt

This helps us determine the best resolution path

Flexible Payment Plans

Denefits financing: 15% platform fee, 0% interest to you.

Payment Calculator

Pay 28% once, we take over the rest

$150,000
$100,000$500,000
28% Fee

Total Payment

$42,000
0% APR

Estimates are for illustration. Actual terms determined upon approval.

Real Results

Verified outcomes from our debt consolidation cases

$180K
Debt resolved

Restaurant owner — paid $50K total, saved $130K

60 days
$340K
Debt consolidated

Real estate developer — single 28% payment, debt-free

90 days
$125K
Debt eliminated

Small business owner — collection calls stopped day 1

45 days

*Based on 2024-2025 case outcomes. Individual results may vary.

Certified Arbitration Procedures
International Law Expertise
Confidential Case Handling
30-90 Day Resolution

Ready to Get Free?

One payment. 30-90 days. Debt-free. Our team reviews every case personally.

“I owed $180K and honestly thought I'd be paying it off forever. Done in 60 days.” — David M., Restaurant Owner